You can’t afford to miss a trick when it comes to money-saving tips for your everyday life In the UK. Finding cheap ways to meet your needs can also help protect the environment, help needy causes and give you a better standard of living on your journey to becoming debt free. Whatever your situation, before you use our money-saving tips, do take the time to gain professional, independent debt advice to make sure you’re able to find the best solution to your debt problems. In the meantime, though, here are some tried and tested methods to help you manage your finances more effectively.
Cut Your Household Bills
Make sure you enroll for supermarket loyalty cards – many will mail you discount coupons towards everyday items, and even cash vouchers to use against your grocery bill. Some stores give you more points by recycling everyday rubbish like cans and printer ink cartridges. You’ll also find discount coupons free online at the better saving tips sites, like Money Saving Expert.
Cut your fuel bills by using an online price comparison site to see whether you could save by changing supplier. Give your home an eco-makeover with free advice from the Energy Saving Trust – you’ll find advice on everything from how to keep heat in to which appliances use the least gas and electricity. Spending less money on everyday essentials can help you put money aside for managing debt problems, but again, the best debt advice is always to get professional advice rather than simply going it alone and counting the pennies.
Tried and tested tips to cut down on petrol or diesel costs include making ensure your tires are properly inflated, keeping the windows closed, drive more slowly in appropriate areas and turn the engine off when you’re gridlocked in traffic. ‘Carsharing’ is becoming more popular in the UK, with online free services to enable drivers to share their journey with others going the same way at the same time. You’ll all save on petrol costs and cut down on the greenhouse gasses released by congested traffic.
If you know you have to travel in advance, get into the habit of booking train tickets straight away and you will always save money with advance fares.
A Free Home Store
With people more conscious of protecting the environment, the Freecycle network has sprung up throughout the UK. This is an online service where local group members post a message when they have something they no longer need and would like to give it away – for free. Freecycle members give away all types of items, from books, to furniture, to ornaments, the lists there are truly diverse. There’s no joining fee and everything given away stops items simply cluttering up landfill tips.
When You Need To Buy
Always check second-hand sites like EBay and Preloved before buying a brand new. You’ll often find items at a fraction of the cost in high street stores. You can even have a clear out and sell items there yourself.
A little time invested in both gaining expert debt advice to effectively tackle your debt problems and trying some of the best UK investments ideas can help you get out of a debt faster. You needn’t lose all quality of life, and you may even have fun in the process, such as meeting new faces when you pick up a free sofa-bed.