Archive for the ‘LOANS’ Category

Facing a Financially Tough Time? Here’s How to Stay Afloat

In a recent study, it was reported that one in four families in the UK have less than £95 in savings. Additionally, 66 million Americans have no savings at all. Whether you’ve made wise financial decisions your entire life, or if you have been less than responsible with your money, financial troubles can happen to anyone at any […]

Looking to Hire a Credit Repair Company? Here is Where to Start

In 2013, a study released by the FTC showed that 25% of American consumers had at least one error on their credit report. It is no surprise, then, that credit repair has become a thriving industry. The main objective of credit repair companies is to find and remove harmful items that are negatively impacting an individual’s credit […]

Passing on Good Financial Practices to American Kids

In a world where we’re constantly indulged in the need of futile gratification, we often lose track of what this costs us. We’re constantly borrowing money from banks, building up huge balances on our credit cards, all of this just to get newer stuffs, most of which we don’t even need exactly. Take a moment […]

Where Does Money Come From?

Get ready for a shock if you don’t already know…. Every day countless millions of transactions are facilitated with money. Why do we need money? How does it get into “circulation?” Who puts it there? Who creates money? And on what basis? Is it the government? If not, why not? Who is it? And how […]

Joint Bank Accounts – The Simple Explanation

People who want their money to be available for access to more than one person, joint accounts are the right choice. In general, a normal checking or savings account has only the owner name listed in the account. This means that only the owner can withdraw money from that account. But is some cases, where […]

Improving your Credit Score for a Loan Application

Applying for a loan should be a carefully considered process. Every time you apply for a loan, it leaves a mark on your credit file. This credit file is important for lenders to see how trustworthy you can be with repaying their money. So, to get it looking good, you might want to do the […]

Ways to Finance Your First Car

Once you’ve passed your driving test one of the next things that will be on your mind is likely to be what your first car will be. With so many options out there it can be hard to decide upon a model and where to buy it from. Another important thing to consider is how […]

These Five Credit Card Habits Can Lead to Financial Troubles

Imagine what people did before credit cards came along. Credit cards are an excellent convenience tool. The biggest problem with them is that it is easy to get yourself into financial trouble using them. Over the previous three decades, Americans have gone from using cash to charging their financial freedom away. A whole new mindset, […]

Types of Loans – Which is Best for you?

At one time or another, most of us will find ourselves in a situation where we need to buy something but can’t afford the item in question, or would rather spread the costs. Maybe it’s a new car to get you to and from work or a new computer to help you keep on top of bill […]

Borrowing Is Getting Easier For Those With Good Credit History

It has taken lenders an interminably long time to ease their restrictions on lending, but at long last, it is getting somewhat easier to get approved for a loan. The best interest rates have dropped from 7.5% to 3.4% in the last two years, which indicates that the banks are feeling the need to compete […]

Powered by WordPress