Archive for the ‘DEBT’ Category

10 Ways to Start Managing Your Debt More Effectively

What does “financial security” look like to you? Is it having all your bills paid, or money in the bank? Do you need a large investment portfolio or fat retirement account? Do you have enough cash on hand to support your family for a few months in the event of unemployment? According to CNBC, “even […]

How to clear your credit report like a pro

If you are dreaming about a new home or a car, it’s a good time to check your credit report before hunting down potential lenders. This is a mirror of your financial maturity, your ability to take care of debt in a systematic way, proving good faith. The idea of a score measuring integrity is […]

Facing a Financially Tough Time? Here’s How to Stay Afloat

In a recent study, it was reported that one in four families in the UK have less than £95 in savings. Additionally, 66 million Americans have no savings at all. Whether you’ve made wise financial decisions your entire life, or if you have been less than responsible with your money, financial troubles can happen to anyone at any […]

Looking to Hire a Credit Repair Company? Here is Where to Start

In 2013, a study released by the FTC showed that 25% of American consumers had at least one error on their credit report. It is no surprise, then, that credit repair has become a thriving industry. The main objective of credit repair companies is to find and remove harmful items that are negatively impacting an individual’s credit […]

Best Tips To Help You Clear Your Credit Card Debt

Putting yourself on solid financial footing is absolutely vital, especially when the economy looks as uncertain as it does now. One area to look into as you sort out your finances is credit card debt. With discipline and a properly structured approach, it is possible to work your way out of the stranglehold of credit […]

Is High Debt the End of the Road?

Debt is enough of a problem to cause anyone a headache. We end up in debt because we have access to money that doesn’t belong to us, we spend it, and we can’t repay it. Debt, or a line of credit we end up using, is as common to every US household, UK household, European […]

Passing on Good Financial Practices to American Kids

In a world where we’re constantly indulged in the need of futile gratification, we often lose track of what this costs us. We’re constantly borrowing money from banks, building up huge balances on our credit cards, all of this just to get newer stuffs, most of which we don’t even need exactly. Take a moment […]

Mistakes to Avoid When Consolidating Debts

When you are in debt, it can be a very low point in your life, not knowing which way to turn for help. There is a wealth of information available on the internet with websites such as choice.com.au, which can help you make the decisions that you need regarding your debt. If consolidating is an […]

Joint Bank Accounts – The Simple Explanation

People who want their money to be available for access to more than one person, joint accounts are the right choice. In general, a normal checking or savings account has only the owner name listed in the account. This means that only the owner can withdraw money from that account. But is some cases, where […]

Borrowing Is Getting Easier For Those With Good Credit History

It has taken lenders an interminably long time to ease their restrictions on lending, but at long last, it is getting somewhat easier to get approved for a loan. The best interest rates have dropped from 7.5% to 3.4% in the last two years, which indicates that the banks are feeling the need to compete […]

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