Archive for the ‘BANKING’ Category

How to be a model credit score student

In the busy lives we lead, there are many things to learn, contemplate and concentrate on. Yet one thing that is an increasingly important part of our lives which is generally poorly understood is that of credit scores. In fact, recent research revealed that a quarter of Brits do not fully understand their credit rating, […]

What is a Money Market Account?

A money market account is a great of maximizing your cash, while keeping it safe at all times. However, for some consumers this may not prove to be as a better investment deal than others. Through this article, we’ll look into the common features of a money market account. Before taking our discussions any further, […]

Passing on Good Financial Practices to American Kids

In a world where we’re constantly indulged in the need of futile gratification, we often lose track of what this costs us. We’re constantly borrowing money from banks, building up huge balances on our credit cards, all of this just to get newer stuffs, most of which we don’t even need exactly. Take a moment […]

Getting Some Quick Cash for your Assets

If you need to get some quick cash, then selling valuable items that you own is an excellent way to get your hands on some money. There are also many other ways to make some quick money, and you can get some inspiration by searching for tips online. If you have gold jewelelry and other […]

Four Hidden Costs of Buying a Home

Buying a new home is a potentially once-in-a-lifetime purchase so you’ll no doubt want to make sure you get the best deal. The bad news for you is that buying a property is almost certainly going to cost more than you originally thought. Without proper research, even the most critical buyer will likely end up […]

Where Should You Save Your Money?

Saving money can be difficult, particularly in the current financial climate. As such, when you actually have money saved, you want to ensure that it’s working for you. This means that you want your money to be earning you the highest possible level of interest, so it’s worth more when you need it. Here we […]

Where Does Money Come From?

Get ready for a shock if you don’t already know…. Every day countless millions of transactions are facilitated with money. Why do we need money? How does it get into “circulation?” Who puts it there? Who creates money? And on what basis? Is it the government? If not, why not? Who is it? And how […]

The Importance of strategy when saving: How to optimise your earnings for the future

As a general rule, savings rates have tumbled over the course of the last few years. Interestingly, this trend has not impacted on the traditional savings account, which is usually made available alongside current account options. While this type of regular savings account offered an average return of 1.64% back in December, it has risen slightly to 1.72% […]

Joint Bank Accounts – The Simple Explanation

People who want their money to be available for access to more than one person, joint accounts are the right choice. In general, a normal checking or savings account has only the owner name listed in the account. This means that only the owner can withdraw money from that account. But is some cases, where […]

Improving your Credit Score for a Loan Application

Applying for a loan should be a carefully considered process. Every time you apply for a loan, it leaves a mark on your credit file. This credit file is important for lenders to see how trustworthy you can be with repaying their money. So, to get it looking good, you might want to do the […]

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