Archive for March, 2016

Where Does Money Come From?

Get ready for a shock if you don’t already know…. Every day countless millions of transactions are facilitated with money. Why do we need money? How does it get into “circulation?” Who puts it there? Who creates money? And on what basis? Is it the government? If not, why not? Who is it? And how […]

The Importance of strategy when saving: How to optimise your earnings for the future

As a general rule, savings rates have tumbled over the course of the last few years. Interestingly, this trend has not impacted on the traditional savings account, which is usually made available alongside current account options. While this type of regular savings account offered an average return of 1.64% back in December, it has risen slightly to 1.72% […]

Live like Richard Branson – On a houseboat!

Yes you read the title of this post right. You may have been thinking of tropical, private islands, but if you have ever read Richard Bransons autobiography then you may well know that as an entrepreneurial hippy back in the day, he actually lived on a houseboat in order to cut down costs whilst building […]

Joint Bank Accounts – The Simple Explanation

People who want their money to be available for access to more than one person, joint accounts are the right choice. In general, a normal checking or savings account has only the owner name listed in the account. This means that only the owner can withdraw money from that account. But is some cases, where […]

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